Compare Top Structured Settlement Companies based on user reviews

Structured settlements are the result of a legal claim when a defendant is required to pay a specified settlement amount to a plaintiff in agreed iinstallments over a period of time. For example, a judgment awarding you a $100,000 structured settlement could pay you $4,000 a month for 25 months or 25 years. It all depends on the terms of the structured settlement agreement. Sometimes the owner of a structured settlement can encounter certain needs which makes holding the asset to maturity something they do not want to do. In these cases the structured settlement can be sold to a company for a lump sum payment. The lump sum payment can then be used immediately instead of waiting for the payments every period.

Finding a company to purchase a structured settlement in exchange for a lump sum is not always easy to do. The purchasing company will pay a discount based on an interest rate formula using the time value of money. This can benefit both parties as the structuring company is able to make a return on the payment in the form of annual interest and the seller can receive the net present value of the asset immediately. It is very important to understand that not all structured settlement companies will offer you the same amount of money. Depending on the terms of the agreement you have to offer some companies will offer more and others less due to internal investing priorities that each has. This is why you should always obtain multiple offers and compare terms.

To protect sellers there is a well defined set of rules on how a sale should take place. First, a structured settlement purchaser will provide you with a quote based on the terms of payment of the annuity for sale. Always look for a purchaser that has no obligations to sell for receiving a quote. The structured settlement company should answer any questions openly about the entire process and be clear and upfront about everything.

Once you agree on a price with a settlement company the request must go before a judge. You can not sell your structured settlement on a whim without cause. You must present a reason for the sale to the judge. The judge will need to determine if the sale is in your best interest and the money will be used for the purpose you describe. Upon approval by a judge you can receive your money within a matter of days. The process usually concludes very quickly after that.

We know that getting the most money for your annuity or structured settlement is important. That is why we work closely with so many of the top names in the industry. Different companies focus on different specific types of annuities and structured settlements based on their own internal criteria for lump sum investing. We can help you find the company that really will give you the most cash when you sell your annuity or structured settlement for a lump sum.

Sometimes, finding the best settlement company to work with is not only about who will pay you the most money. There are also other factors to consider like how long the company has been in business and what others have to say about them. We try to only work with the best companies and do not endorse any of them specifically. Have you had a good or bad experience? Let us know.

Annuity and Structured Settlement Buyers and Brokers List

ANNUITY TRANSFERS, LTD.

(888)638-0900
annuitytransfers.com

1800 Preston Park Blvd.

Suite 115 Plano, Texas 75093

 

CAPITAL PLANNING, INC.

800-328-3862
[email protected]
capitalplanninginc.com
2051 Killebrew Drive

Suite #640

Bloomington, MN 55425

 

CBC SETTLEMENT FUNDING

800-843-9020
[email protected]
cbcsettlementfunding.com
181 Washington Street, Suite 375

Conshohocken, PA 19428

CLIENT FIRST SETTLEMENT FUNDING

(888) 594-1195

Clientfirstfunding.com
301 Yamato Rd #3200
Boca Raton, Florida 33431

DRB CAPITAL

877-300-1674
drbcapital.com
1625 S Congress Ave #200

Delray Beach, FL, 33445

Arcadia Settlements Group Inc.

1-800-354-4098

303-337-0400

[email protected]

teamarcadia.com

5613 DTC Parkway, Suite 700
Greenwood Village, Colorado 80111

FAIRFIELD FUNDING

(404) 814-0225
[email protected]
fairfieldfunding.com
1441 Dresden Dr NE Suite 290

Atlanta, GA, 30319

J.G. WENTWORTH

855-770-8956
[email protected]
jgwentworth.com
201 King of Prussia Road Suite 501
Radnor, Pennsylvania 19087

LIBERTY SETTLEMENT FUNDING

855-643-0388

libertysettlementfunding.com
1855 Griffen Rd B 354

Dania Beach, FL, 33004

MILLENNIUM SETTLEMENTS CONSULTING

800-573-8853
msettlements.com
3500 Financial Plaza, Suite 202

Tallahassee, Florida 32312

NOVATION SETTLEMENT SOLUTIONS

888-979-3740
novationsettlementsolutions.com
1641 Worthington Road Suite 410
West Palm Beach, Florida 33409

PATRICK FARBER STRUCTURED SETTLEMENT BROKERS

800-7343910
[email protected]
patrickfarber.com
1851 E. First Street Suite 1625
Santa Ana, CA 92705

SENECAONE

800-523-6793
800-513-1394
[email protected]
senecaone.com
7920 Norfolk Ave #300
Bethesda, MD 20814

SETTLEMENT CAPITAL CORPORATION

800-959-0018

800-959-0065
setcap.com
settle4cash.com
14755 Preston Rd Suite 610
Dallas, TX 75254

STONE STREET CAPITAL

(301) 951-8900

[email protected]

stonestreet.com
7316 Wisconsin Avenue, 5th Floor
Bethesda, Maryland 20814

STRATEGIC PLANNERS Inc.

800-727-3885

settlementplanners.com
8841 Williamson Dr #30
Elk Grove, California 95624

WOODBRIDGE STRUCTURED FUNDING, LLC

(561) 447-0401
woodbridgeinvestments.com
123 NW 13th St #309
Boca Raton, Florida 33432

 

Annuity Distributution Companies

STRATEGIC CAPITAL

(866) 256-0088
[email protected]
strageticcapital.com
575 Madison Ave
Ste 1006
New York, New York 10022-2511

UBS FINANCIAL SERVICES INC.

(877) 827-8001
[email protected]
financialservicesinc.ubs.com/team/settlementsolutionsgroup
1285 Avenue of the Americas, 16th Floor
New York, New York 10019

Settlement and Annuity Consultants

BRADFORD SETTLEMENT COMPANY

(404) 851-1772
[email protected]
bradfordsettlement.com
1100 Johnson Ferry Road
Suite 665
Atlanta, GA 30342

CREATIVE CAPITAL INC.

(732) 249-8669
[email protected]
creative-capital.com
1200 Tices Lane
East Brunswick, NJ 08816

JMW SETTLEMENTS

jmwsettlements.com
[email protected] jmwsettlements.com
(202) 463-1990
1725 DeSales Street NW, Ste 801
Washington, D.C. 20036

THE MCNAY GROUP

[email protected]
mcnay.com
(859) 626-3600
2220 Nicholasville Road Suite 110-321

Lexington Ky, 40503

RINGLER ASSOCIATES INC.

949-296-9000
[email protected]
ringlerassociates.com
27422 Aliso Creek Road Ste. 200

Aliso Viejo, CA, 92656

4STRUCTURES.COM

(203) 325-8640
[email protected]
4structures.com
43 Harbor Drive, Unit 309
Stamford, Connecticut 06902