Selling Your Annuity Payments

What you should know

How to Sell Your Annuity, Lottery Winnings or Structured Settlement?

When you make the decision to sell your annuity, lottery winnings or structured settlement your first step should be to contact us. We can guide you through the process to complete your auction quickly and easily. You can choose to auction your asset or if you have a price in mind you can place a listing. Structured settlements and annuities provide a steady stream of income through scheduled payments, but you may need cash now. You may need the money for an unexpected emergency or prefer to invest the money in your future. Either way, we are here to help you auction your structured settlement or annuity for a lump sum cash payment. Getting a great deal for your annuity or settlement is as easy as 1,2,3.

  1. Create an Account and Complete the Contact Form
  2. Speak with us to verify details
  3. We notify buyer’s about your auction on your behalf 

We will take your account details to our large network of buyers and find those willing to offer you the most for your annuity or structured settlement. This process helps to ensure that you get the most money.

We want to help you get the most money!

We understand the importance of this decision to you, and your need to make sure you get a fair price. When you work with us you get a company that has the knowledge and experience to get you the most money. There are many reasons why people sell their structured settlement or annuity:

  • Improve your Finances and Reduce Debt
  • Cover Unexpected Expenses including medical, home, and auto
  • Need a New Home or Car
  • Tuition for School
  • Money to Start a Business

If you are considering a lump sum cash payment for your structured settlement, lottery payment or annuity, you cannot afford not to speak with us. We can provide you with guides, articles and resources to help you ask the right questions to make an informed decision.

Our #1 priority is to help YOU achieve your goals.

We are on your side! Annuity Trader was founded with the goal of giving you a place where sellers can get honest answers. We work hard to provide you with all of the information you need to make an informed decision. Regardless of whether you choose to work with us or someone else, we are here to help you make the best decision. Resources we offer can help you understand the process of selling annuities and structured settlement payment streams.

Buying Secondary Market Annuities

Becoming a Verified Buyer

What is a Secondary Market Annuity?

A Secondary Market Annuity (SMA) is virtually the same as an annuity you could purchase directly from an insurance carrier.   The term ‘Secondary Market Annuity’ has only been used for a few years.   It refers to annuities, structured settlements and lottery payments that are sold, in a standard and regulated transaction process, available in nearly every state.   In short, SMA’s are purchased by an investor from a pre-existing annuity holder who wanted to sell their annuity.

Why buy Secondary Market Annuities?

Thanks to the nature of the secondary market purchase process you can increase return without increasing risk.   A Secondary Market Annuity offers high-yield, low-risk financial products that are backed by top-rated insurance carriers. This creates a benefit in owning secondary market annuities since they normally offer a higher contractually guaranteed rate of return than what you could purchase directly from an insurance carrier.   If you are someone looking for a higher yield of guaranteed payments, then you probably should consider this asset. Backed by well-known insurance carriers and high safety ratings, these assets are considered a safer investment than many things you already own.

Are Secondary Market Annuities Safe?

SMA’s are backed by large US-based insurance companies and have a low level of risk.   The safety and yield of Secondary Market Annuities (SMA) have proven to be an attractive asset class to many large corporations for decades and now they are available to individual investors through    Investors who purchase our products are usually planning for retirement or looking for alternatives to Certificate of Deposits. Secondary Market Annuities are also an important instrument in legacy and estate planning, college planning, and countless other applications.

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Listen to what others are saying about


Beth M.

I was able to sell my Annuity for thousands more than any phone quote I received. The entire process was very fast!


Maria G.

The help I received from was wonderful. Placing my listing was fast and easy. I received more money than I thought I could. Would recommend to a friend.


Frank L.

I needed money to start my business. got me the most money to put into my dream.